Health insurance is often considered an essential employee benefit, but your business should not overlook the importance of offering employees vision insurance as well.
Vision insurance coverage can help people to stay on top of their overall health. Not only can routine eye exams spot vision issues like glaucoma, but they can also sometimes detect signs of health conditions such as diabetes and high blood pressure.
Vision Insurance Coverage
There are several different options when it comes to vision insurance plans, with some requiring employees to see an in-network provider and others offering more freedom of choice. Basic plans will cover eye exams, contacts and glasses, while more comprehensive plans might offer help with the costs of eye surgery and eye disease treatment.
Routine Vision Care
Most vision care plans will cover routine eye exams, which can be a valuable preventive measure for a person’s eyesight as well as their overall health.
Discounts For Contacts Or Glasses
There may be a yearly allowance in the plan toward standard contact lenses or a set of eyeglass lenses with a minor copay; some will not let people get both in the same year. Some plans might cover frames up to a certain amount or only pay for the retail markup, which means the employee will pay the wholesale cost of the glasses.
Care For Major Medical Issues
Some plans will also cover major medical issues related to vision, helping with the costs of eye surgery and eye diseases such as retinal detachment, cataracts, macular degeneration, glaucoma, permanent vision impairment, and diabetic retinopathy.
Speak To Professional Employee Benefits Consultants
As an employer, it is easy to recognize the benefits of having workers whose vision is clear so they can carry out their work accurately and efficiently. If you would like to find out more about vision insurance plans for your employees, speak to the professional employee benefits consultants at New City Insurance. Please give us a call at 888.210.2759 or request a consultation online.