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» Commercial Insurance

Commercial Insurance

Business man with commercial insurance vector When you are running a business, growing your revenue is only part of the equation; you also want to protect your company from any potential claims and lawsuits that could arise as you carry out your work. Even the most cautious business owners could find themselves facing a claim or lawsuit, and commercial insurance could help keep the company afloat should something unexpected happen in the course of doing business.

What Is Commercial Insurance?

Also known as business insurance, commercial insurance can help protect your company from risks such as lawsuits, property damage, injuries, and theft. Unlike personal insurance, it covers entire groups of people, such as the employees and stakeholders, as well as the business itself and its property. It offers higher coverage limits because of the greater risks faced by businesses.

Types of Commercial Insurance

There are several types of commercial insurance available that are geared toward specific risks a company may potentially face. Here is a look at some of the most common offerings.

Commercial Auto

A commercial auto policy is ideal for companies that use automobiles to carry out their day-to-day business. It can offer liability and physical damage protection for cars, vans, and trucks used for business, including medical payments.

Workers Compensation Insurance

Workers compensation insurance is a legal requirement for virtually all businesses and can protect a business from lawsuits in the event of work-related accidents or injuries experienced by employees. Workers comp is intended to help an employee cover the medical costs for such injuries.

Cyber Liability Insurance

Employee at computer vector As society’s reliance on technology grows, the risks of using these new solutions also rise. This type of commercial insurance will cover your business in the case of a cyber-security threat or data breach. This is particularly essential for businesses that keep a lot of personal and other sensitive information on their servers that could be hacked or otherwise compromised.

General Liability Insurance

General liability insurance will protect against bodily injury, personal injury, and property damage that might arise in connection to your business operations. It may address reputational harm from slander or libel, advertising injuries, or damage to rented property, among other factors.

Errors & Omissions Insurance

Errors & omissions insurance is a type of liability policy that protects your business against the losses that are not covered by traditional liability insurance. It can protect against claims if a client sues your business for negligent acts or errors related to the type of business you carry out that leads to a financial loss.

For example, it may cover in the event that a real estate agent lists the wrong square footage on an MLS sheet or if a tax preparer misses a filing deadline and the client incurs a fine. It typically covers judgments, court costs, attorney fees, and settlements.

Work With Experienced Insurance Consultants

Collaborative team vectorIf you would like to learn more about how the protections offered by commercial insurance can protect your business, get in touch with the experienced insurance consultants at New City Insurance to discuss the right types of insurance to suit your needs. Please give us a call at 888.210.2759 or request a consultation online.

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Corporate Headquarters 350 10th St, Ste 1000 San Diego, CA 92101
888.210.2759
info@newcityinsurance.com

Insurance Products

  • Commercial Insurance
  • Pay-As-You-Go Workers Comp
  • Group Health Insurance
  • Workers Comp
  • Self Funding

Benefits Consulting

  • 401k & Retirement
  • Benchmarking
  • Executive Benefits
  • Group Health Insurance
  • PEOs
  • Wellness Plans

HR & Technology

  • Benefits Technology
  • Benefits Compliance
  • Growth Strategy
  • HR & Payroll Integration
  • HR Support

Industries

  • Aerospace Industry
  • Biotech Industry
  • Cannabis Industry
  • Engineering Industry
  • IT Industry
  • Manufacturing Industry
  • Oil & Gas Industry
Google Rating
4.9
New City Insurance
New City Insurance
4.9
Mary Jane Deyette
Mary Jane Deyette
00:57 11 May 20
Jeff Stoltey is so awesome...even thru my company had only two employees, he took the time each year to research and find the best plan for us. The only reason I am leaving New City Insurance is because we no longer have any employees. Thank you Jeff
Tricia DeYoung
Tricia DeYoung
19:49 13 Feb 20
I was very thankful I inquired about this info. with Brendan. He was very helpful so I understand the benefits available much better now. Thank you Brendan.
Alma Ortiz
Alma Ortiz
22:25 23 Feb 20
Brendan was awesome! I couldn't figure out how to pick my plan and he returned my call on a weekend to help me. Outstansing service!
B Bayer
B Bayer
17:43 24 Sep 19
NCI handled almost everything from start to finish. Clayton and Brendan made the plans easy to understand and walked me through the application process. They got me my ID numbers before my cards arrived so that I could keep an appointment I had already scheduled. My last broker wouldn't have done that. 5 stars!
jessica kavanagh
jessica kavanagh
19:53 13 Feb 20
Brendan was so helpful I definitely recommend him if you’re in need of good help and getting it done promptly. Thankyou so much again.
Jessica Lehr
Jessica Lehr
03:36 07 Jun 19
Our staff was interested in a health plan, but we didn't know how beneficial a solid employee benefits package would be for our business to expand. We'd lose prospective employees because they had more options for their medical insurance which was sometimes more valuable than more pay. The New City team was amazing and gave us as many affordable options as possible so that everyone had their needs met.
T W
T W
22:32 30 Aug 20
I love New City Insurance. I never had a good experience dealing with insurance brokers until I started working with Brendan. He’s awesome! He is patient with me and takes the time to answer all my questions. I’m very grateful for all his help and hard work!
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