• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
New City Logo

New City Insurance

Employee Benefits & HR Consulting Firm

  • Insurance
    • Group Health Insurance
      • Dental Insurance
      • Life Insurance
      • Vision Insurance
    • Self Funding
      • Level Funding
    • Commercial Insurance
      • Pay-As-You-Go Workers Comp
  • Benefits
    • 401k & Retirement
    • Benchmarking
    • Executive Benefits
    • Group Health Insurance
    • PEOs
    • Wellness Plans
  • HR, Compliance & Technology
    • Benefits Administration Technology
    • Employee Benefits Compliance
    • Growth Strategy
    • HR & Payroll Integration
    • HR Support
  • Industries
    • Aerospace Industry
    • Biotech Industry
    • Cannabis Industry
    • Engineering Industry
    • IT Industry
    • Manufacturing Industry
    • Oil & Gas Industry
  • Request Consultation
  • About
  • Blog
  • Contact
  • Client Portal
  • 888.210.2759
  • Request Consultation
» Group Health Insurance » Dental Insurance

Dental Insurance

Smiling face with teeth vectorDental care can be very expensive, especially when it comes to emergencies. Many businesses now offer their employees dental insurance coverage, and this can be a great way to build employee satisfaction and attract high-quality candidates to your job openings. After all, dental care is not just about aesthetics; it can have a big impact on overall health as well.

If you are a business owner or HR manager who is looking to offer a dental insurance plan for your business, whether it is a large, medium or small business, it is important to understand the different types of coverage available so you can choose the best plan to meet your needs.

Dental Insurance Coverage

Many dental plans are designed with the idea of managing routine dental care costs better in hopes of preventing major issues from developing. People who do not have dental coverage are less likely to get routine dental care, and major health problems such as heart disease and diabetes have been linked to poor oral health.

When you offer coverage to your employees, you may be able to enjoy a better price because the risk will be spread across all the members of the group being covered. You can generally choose from flexible payment options that allow you to pay all, some, or none of your workers’ premiums. Keep in mind that some plans may have waiting periods in place for certain dental services; get all the facts before choosing a plan.

Dental insurance coverage is often available in different formats. For example, with a DPPO plan, employees may be required to reach a certain deductible before their plan will start paying. This will not be the case with many DHMO plans, however. Some plans will also have an annual maximum in place, which represents the amount of money the plan is willing to pay toward a person’s dental care in a given year. Employees may be required to pay any excess out-of-pocket costs for care that exceeds this amount.

Basic Dental Services

Dentists standing together vector Basic dental services are covered by most types of plans, and this typically encompasses emergency treatment for dental pain and simple fillings. It may also cover simple extractions and certain types of crowns and X-rays.

Major Dental Services

Major dental services include retainers and procedures such as root canals. Other services that might be covered include dentures, bridges, endodontics, oral surgery, periodontal maintenance, and gingivectomy. These services may be subject to waiting periods and the plan’s deductible.

Preventative Care

Preventative care will cover checkups and routine cleanings as well as fluoride treatments and sealants for younger patients, and this category of coverage will often come without a deductible or waiting period. This may also cover certain types of X-rays.

Reach Out To Experienced Benefit Consultants

If you would like to learn more about the right dental plan for your employees, reach out to the experienced benefits consultants at New City Insurance to discuss the best approach. We can explain all the details of the different plans available and outline the costs and coverage so you can make the most informed decision possible. Please give us a call at 888.210.2759 or request a consultation online.

Primary Sidebar

Group Health Insurance

  • Dental Insurance
  • Life Insurance
  • Vision Insurance

States We Serve

  • California

Have A Question?

Ask a question or request a consultation, and we will respond to you in a timely manner.
  • This field is for validation purposes and should be left unchanged.

Footer

New City Logo
Corporate Headquarters 350 10th St, Ste 1000 San Diego, CA 92101
888.210.2759
info@newcityinsurance.com

Insurance Products

  • Commercial Insurance
  • Pay-As-You-Go Workers Comp
  • Group Health Insurance
  • Workers Comp
  • Self Funding

Benefits Consulting

  • 401k & Retirement
  • Benchmarking
  • Executive Benefits
  • Group Health Insurance
  • PEOs
  • Wellness Plans

HR & Technology

  • Benefits Technology
  • Benefits Compliance
  • Growth Strategy
  • HR & Payroll Integration
  • HR Support

Industries

  • Aerospace Industry
  • Biotech Industry
  • Cannabis Industry
  • Engineering Industry
  • IT Industry
  • Manufacturing Industry
  • Oil & Gas Industry
Google Rating
4.9
New City Insurance
New City Insurance
4.9
Mary Jane Deyette
Mary Jane Deyette
00:57 11 May 20
Jeff Stoltey is so awesome...even thru my company had only two employees, he took the time each year to research and find the best plan for us. The only reason I am leaving New City Insurance is because we no longer have any employees. Thank you Jeff
Tricia DeYoung
Tricia DeYoung
19:49 13 Feb 20
I was very thankful I inquired about this info. with Brendan. He was very helpful so I understand the benefits available much better now. Thank you Brendan.
Alma Ortiz
Alma Ortiz
22:25 23 Feb 20
Brendan was awesome! I couldn't figure out how to pick my plan and he returned my call on a weekend to help me. Outstansing service!
B Bayer
B Bayer
17:43 24 Sep 19
NCI handled almost everything from start to finish. Clayton and Brendan made the plans easy to understand and walked me through the application process. They got me my ID numbers before my cards arrived so that I could keep an appointment I had already scheduled. My last broker wouldn't have done that. 5 stars!
jessica kavanagh
jessica kavanagh
19:53 13 Feb 20
Brendan was so helpful I definitely recommend him if you’re in need of good help and getting it done promptly. Thankyou so much again.
Jessica Lehr
Jessica Lehr
03:36 07 Jun 19
Our staff was interested in a health plan, but we didn't know how beneficial a solid employee benefits package would be for our business to expand. We'd lose prospective employees because they had more options for their medical insurance which was sometimes more valuable than more pay. The New City team was amazing and gave us as many affordable options as possible so that everyone had their needs met.
T W
T W
22:32 30 Aug 20
I love New City Insurance. I never had a good experience dealing with insurance brokers until I started working with Brendan. He’s awesome! He is patient with me and takes the time to answer all my questions. I’m very grateful for all his help and hard work!
See All Reviews Write a review
powered by Google
© 2021 New City Insurance · Powered by 321 Web Marketing · Website Privacy Policy & Terms of Use