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New City Insurance

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› 401k & Retirement

401k & Retirement

women in office meeting to talk about 401k & retirement Investing in your future seems a given. Thinking of your retirement early on in your career can aid in creating the dream retirement you crave. A 401k & retirement account works to the advantage of an employee, saving money during their career. The 401k is an employer-sponsored retirement plan that allows employees to save and invest for their own retirement. Money is taken directly from an employee’s paycheck in an amount often matched by the employer, and employees can choose between fund options from the employer and the 401k provider. This account aids employees in investing in life after a career, not just the current timeline.

How Companies Benefit From 401(k) Plans

Retirement savings plans may be geared toward helping employees prepare for their future, but they also provide benefits to employers. Outlined below are some of the top benefits of offering your employees 401(k) plans.

401(k) Tax Benefits

Businesses that offer 401(k) plans can deduct the contributions on their federal income tax return in many cases. Investment gains and elective deferrals can take advantage of tax deferral until distribution. In addition, business tax credits can help to make retirement benefits like 401(k) plans more affordable.

Staying Competitive For Top Talent

men working and learning about his 401k & retirementIn today’s competitive business environment, employees are seeking companies that offer excellent compensation and benefits. A 401(k) plan is a great way to make your business stand out to top candidates.

Employee Satisfaction And Retention

A retirement plan like a 401(k) can show your employees that you are willing to invest in their future, which can foster loyalty and reduce turnover.

Meeting State Mandates

Some states and cities require employers of certain sizes to either enroll in one of their retirement programs or set up their own qualified plan. Offering a 401(k) plan enables your company to meet state mandates and provide employees with access to a retirement plan.

How Offering A 401k Gives Companies An Edge

When employees consider your job offer, they’re already thinking about their long-term future. A powerful retirement plan can position you as a top choice for qualified candidates, and help you retain elite talent years down the line. Smart employers know the value of a well-designed retirement plan, paying close attention to deliver options that meet their employees’ long-term goals.

By having an attractive 401k plan for your employees, it shows potential prospects that you care for your work force. Attracting the top talent within any industry can be easy. Having a proper 401k & retirement plan shows potential prospects that your company is willing to invest in their future.

How New City Can Help

As an independent agency, we’ve carefully vetted the very best 401k providers. The insurance team at New City Insurance strives to provide the most premier 401k and retirement options. Our providers offer competitive fiduciary and plan designs with low costs and transparent fees, so you can achieve maximized returns. The carefully selected plans include:

  • Benchmarking Data
  • Dedicated Representatives
  • Low Costs & Transparent Fees
  • Fiduciary & Plan Design Options
  • Payroll Integration
  • Participant Education

business man learning about his 401kOur specialized team will help you every step of the way, from answering your questions and providing benchmarking data to participant education and annual compliance adherence. We want to find the absolute perfect fit for you, no matter what.

Protect Your Future Retirement With New City

Retirement shouldn’t be a far off dream. The idea of a laid-back, successful retirement is well within grasp. In order to prepare yourself properly and attain this goal, a 401k can greatly benefit anyone’s retirement plan. A competitive 401k & retirement plan can also attract competitive potential prospects, improving the overall workforce in your business. The experienced agents at New City Insurance are here to provide you with the best 401k and retirement options. We understand that each person and company is unique, and we find solutions that work in your favor.

Don’t let your dream retirement go out of reach, invest in your leisure today. Reach out to the talented agents at New City Insurance, and watch as your dream future unfolds before your eyes. Call today by phone at 888.210.2759, or by requesting a consultation online. We look forward to working with you, and creating your dream retirement!

Have Additional Questions?
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Corporate Headquarters 600 B St STE 300, San Diego, CA 92101
888.210.2759
info@newcityinsurance.com

Insurance Products

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Benefits Consulting

  • 401k & Retirement
  • Employee Benefits Benchmarking
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  • Group Health Insurance
  • PEOs
  • Wellness Plans

HR & Technology

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Google Rating
5.0
New City Insurance
New City Insurance
5.0
Carol Zhang
Carol Zhang
04:29 06 Mar 22
As a rapidly expanding national media organization, the employee benefits strategy and administration that New City has provided us during our growth has been invaluable. They have been proactive about informing us of the different benefit strategies available to us as we grow as well as managing the additional compliance laws and reporting requirements at each stage of our growth.
Claudia Villalobos
Claudia Villalobos
20:14 03 Mar 22
New City Insurance made navigating through all the health insurances super EASY. Their documents are highly informative, professional, and easy to work with. Thank you for making the process of choosing a health plan so simple. You guys are THE BEST!
Philippe Salas
Philippe Salas
17:02 22 Feb 22
I never expected to have a good time talking to an insurance salesman, but let me tell you Brendan was quite the treat. He was very helpful explaining the options and has a wonderful sense of humor. I hope to speak with him every time I call.
Jennifer Polito
Jennifer Polito
17:15 09 Feb 22
Super easy enrollment process. Fast and friendly customer service. If you are looking for an insurance company that is there for you every step of the way I highly recommend New City Insurance.
Rocky Salas
Rocky Salas
23:46 07 Jan 22
So friendly, I hope to speak to him again in all my future insurance needs.
Rocky Salas
Rocky Salas
23:38 07 Jan 22
So friendly and soft spoken. I hope to speak to him again in all my future insurance needs.
Jose Brena
Jose Brena
13:20 06 Jan 22
Eric Calciano has been extremely helpful in finding and selecting the right insurance coverage for our company. With many options out there Eric assisted us on getting a low cost provider saving more than 20% than from our competitors and providing excellent coverage for our employees.
Anastasia Beaverhousen
Anastasia Beaverhousen
17:05 28 Dec 21
Signing up for insurance was quick and easy. Felicity Sundsboe
SFCC
SFCC
22:08 29 Nov 21
Jeff Stoltey and his team provide excellent customer service. Jeff has always provided my company SFCC with straightforward options. I went to a larger insurance company only to RUN BACK to Jeff at New City Insurance. I recommend them to anyone needing insurance without hesitation.
Kevin Luby
Kevin Luby
19:13 22 Oct 21
Quick, easy & informative. We were able to secure quality insurance for our small business on a tight deadline. Thanks for the help New City.
Theresa Ruybol
Theresa Ruybol
19:30 01 Jul 21
Eric was so great with us. He was very patient and kind as we are a newer smaller organization who is growing rapidly. With that said, we had made our inquiry, he had great rapid response and mostly had to wait on me. Any request that we made and/or questions we had, he was great answering and helping us understand. Then when we were ready for all documents and to move forward, Brendan helped with getting that together and the two of them worked their magic on New City's end to notify me of what was needed, assist me in that process and confirming that all was complete and approved for the coverage. I just want to say thank you all again so much, as insurance has always been confusing to me, and you all made that process go a lot smoother.Thank you
Andrea Ordendorff
Andrea Ordendorff
21:06 07 May 21
I've been working with both Clayton and Brendan for well over a year. As the purchase of our dental practice was delayed well over 14 months they both patiently supported me and continued to make themselves available. When we were officially ready to sign up they made the whole process seamless and super easy. This team is highly knowledgeable, professional, supportive, and efficient! I can't thank them enough for everything they've done.
T W
T W
22:32 30 Aug 20
I love New City Insurance. I never had a good experience dealing with insurance brokers until I started working with Brendan. He’s awesome! He is patient with me and takes the time to answer all my questions. I’m very grateful for all his help and hard work!
Mary Jane Deyette
Mary Jane Deyette
00:57 11 May 20
Jeff Stoltey is so awesome...even thru my company had only two employees, he took the time each year to research and find the best plan for us. The only reason I am leaving New City Insurance is because we no longer have any employees. Thank you Jeff
Alma Ortiz
Alma Ortiz
22:25 23 Feb 20
Brendan was awesome! I couldn't figure out how to pick my plan and he returned my call on a weekend to help me. Outstansing service!
jessica kavanagh
jessica kavanagh
19:53 13 Feb 20
Brendan was so helpful I definitely recommend him if you’re in need of good help and getting it done promptly. Thankyou so much again.
Tricia DeYoung
Tricia DeYoung
19:49 13 Feb 20
I was very thankful I inquired about this info. with Brendan. He was very helpful so I understand the benefits available much better now. Thank you Brendan.
B Bayer
B Bayer
17:43 24 Sep 19
NCI handled almost everything from start to finish. Clayton and Brendan made the plans easy to understand and walked me through the application process. They got me my ID numbers before my cards arrived so that I could keep an appointment I had already scheduled. My last broker wouldn't have done that. 5 stars!
Jessica Lehr
Jessica Lehr
03:36 07 Jun 19
Our staff was interested in a health plan, but we didn't know how beneficial a solid employee benefits package would be for our business to expand. We'd lose prospective employees because they had more options for their medical insurance which was sometimes more valuable than more pay. The New City team was amazing and gave us as many affordable options as possible so that everyone had their needs met.
Mike McClay
Mike McClay
19:36 03 May 19
My employer uses New City as their insurance broker, and I'm always amazed when I call in for assistance by how knowledgeable and attentive their staff is with my requests. Their online benefits platform makes selecting insurance plans pretty darn easy. I would highly recommend their services.
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