Products and Services

Group Insurance

  • Health insurance
  • Long-term Care Insurance
  • Disability Income Insurance
  • Life Insurance
  • Dental
Life Insurance

  • Annual Renewable Term
  • Level Term – 10, 15, 20, 30 Year
  • Whole Life
  • Universal Life
  • Mortgage Protection

 

Disability Insurance Long-Term Care
Business Continuation Programs

  • Key Person Coverage
  • Buy-Sell Agreements
  • Succession Planning
  • Business Overhead Expense
  • Disability Buyout
  • Employee Stock Ownership Plans
Supplemental Benefits

  • Accident Plan
  • Critical Illness/Cancer Plan
  • Short Term Disability

 

Asset Preservation

  • Estate Planning
  • Living Trusts
  • Insurance Trusts

 

Annuities

  • Fixed (single flexible & immediate)
  • Group Annuities (qualified retirement plans)
  • Equity-Indexed Annuities
Payroll Services

  • Total Tax Filing
  • New Hire Reporting
  • Agency and Third Party Payments
  • Comprehensive Report Package
  • Accrual Tracking
  • Payroll Processing on Multiple Cycles
  • Direct Deposits
  • 401(k) Reporting and Exports
  • Online Payroll Submission
Retirement Planning

  • IRAs
  • Simplified Employee Pension Plans
  • SIMPLE Plans
  • 401(k): Owner 401(k), Roth 401(k)
  • 403(b)(7() (non-contributory)
  • 403(b)(1)
  • Pension/Profit-Sharing
  • Keoghs
  • 412(E) Plan
College Planning

  • College Selection Assistance (maximize aid)
  • Cash Flow Improvement (find the money)
  • Identify Funding Sources (Student loans and/or P.L.I)
  • Retirement Improvement (Retirement Ready or Not)
  • A Solid Financial Future
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