Products and Services

Group Health Insurance
Long Term Care
Disability Income Insurance
Life Insurance
Dental
Property
Commercial Auto
Annual Renewable Term
Level Term – 10, 15, 20, 30 Year
Whole Life
Universal Life
Mortgage Protection
Short Term Disability
Long Term Disability
Accident Plans
Long Term Care Only Plans
Long Term Care – Life Insurance Hybrid Plans
Key Person Coverage
Buy-Sell Agreements
Succession Planning
Business Overhead Expense
Disability Buyout
Employee Stock Ownership Plans
Fixed (single flexible & immediate)
Group Annuities (qualified retirement plans)
Equity-Indexed Annuities
Asset Preservation
  • Estate Planning
  • Living Trusts
  • Insurance Trusts
Retirement Planning
  • IRAs
  • Simplified Employee Pension Plans
  • SIMPLE Plans
  • 401(k): Owner 401(k), Roth 401(k)
  • 403(b)(7() (non-contributory)
  • 403(b)(1) Pension/Profit-Sharing Keoghs 412(E) Plan
College Planning
  • College Selection Assistance (maximize aid)
  • Cash Flow Improvement (find the money)
  • Identify Funding Sources (Student loans and/or P.L.I)
  • Retirement Improvement (Retirement Ready or Not)
  • A Solid Financial Future
Accident Plan
Critical Illness/Cancer Plan
Short Term Disability
Total Tax Filing
New Hire Reporting Agency and Third Party Payments
Comprehensive Report Package
Accrual Tracking
Payroll Processing on Multiple CyclesDirect Deposits
401(k) Reporting and Exports
Online Payroll Submission